Cultivate is our agri lending product that enables us help our farming members develop and future proof their business by providing quick and easy access to finance – borrow up to €50,000 for up to 7 years at a variable interest rate of 6.55%, typical APR 6.75%.
What is Cultivate?
Cultivate is a Loan Specifically Designed for Farmers. Cultivate provides short to medium term loan opportunities built specifically around the growing needs of our farming members.
- Invest in new or second hand machinery
- Upgrade your buildings and facilities
- Purchase additional livestock
- Obtain working capital
- Increase cashflow
Why choose Cultivate?
- Free Loan Protection Insurance, if the borrower dies the loan is cleared – subject to age & health restrictions.
- Choice of repayment options to suit your circumstances.
- Interest is charged on the reducing balance of the loan.
- No penalty charges for early repayment.
- No hidden fees or set up costs.
- No upfront repayments.
- No transaction charges.